Answer each question. If true, tick the box. Be rigorous; be a hard grader. If the statement is sometimes or usually true please DO NOT tick the box until the statement is virtually always true for you.  (No "credit" until it is really true!) If the statement does not apply to you, tick the box. If the statement will never be true for you, tick the box. (You get "credit" for it because it does not apply or will never happen.) And, you may change any statement to fit your situation better.  How many boxes can you tick?

My home is neat and clean. (Vacuumed, closets clean, desks and tables clear, furniture in good repair; windows clean)

q I have a circle of friends/family who love and appreciate me for who I am, more than just what I do for them.

I have a rewarding life beyond my work or profession.

I quickly clear miscommunications and misunderstandings when they do occur.

I have had a complete physical exam in the past 3 years.

I live in a home/apartment that I love.

q I consistently take evenings, weekends and holidays off and take at least two weeks of vacation each year.

I am in tune with my wants and needs and get them taken care of.

I live in the geographic area I choose.

I currently live well, within my means.

My weight is within my ideal range.

I get along well with my co-workers/boss/clients.

I consistently have adequate time, space and freedom in my life.

q I don't rush or use adrenaline to get the job done.

I have no legal clouds hanging over me.

q I live life on my terms, not by the rules or preferences of others.

I am consistently early or easily on time.

I know how much I am worth.

I am on a career/professional/business track which is or will soon be financially and personally rewarding.

My earnings are commensurate with the effort I put into my job.

I have no "loose ends" at work.

I  am in relationship with people who can assist in my career/professional development.

I rarely miss work due to illness.

My work environment is productive and inspiring.

q I have something to look forward to virtually every day.

Initial scores for the first-time participant range, on average, between 7 - 17 points out of the 25 points possible. Most people who are "using" our financial coaching programs increase their scores between 2 and 6 points per month. Points are added more quickly at first, slowing down significantly after one has added 5 or so points. Major plateau areas are at 18, 20 and 22. Those last few are the ones which are most worth working on.